OP massively overpaid for his cybertruck and now wants to blame someone else.

Insurance is supposed to make you whole back to the situation you were in before the accident. Before the accident he had a cybertruck, and with the insurance payout he can again have an equivalent cybertruck to what he started with. The amount you originally paid for an item has nothing to do with anything

That’s what I don’t understand here. How the hell was his original model almost 200k??? That’s double what they’re going for brand new??